Aetna is one of the largest insurance companies in the nation. Founded in 1853 in Hartford, CT, Aetna Insurance offers behavioral and mental health benefits for people struggling with substance and alcohol abuse.
Currently, Aetna provides insurance coverage to 44 million members. Aetna’s customers include employer groups, individuals, college students, part-time and hourly workers, health plans, health care providers, governmental units, government-sponsored plans, and labor groups. A member’s plan may vary, but in general Aetna may cover drug and alcohol dependence, detox, in-patient and intensive outpatient rehabilitation, eating disorders, depression, and anxiety.
Aetna offers a variety of coverage for people and families struggling with drug and alcohol addiction. In many cases Aetna will cover drug and alcohol treatment programs and rehab for people struggling with substance abuse, opioid addiction other forms of drug abuse. Although plans may vary some of the programs Aetna covers include:
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Aetna has many programs to identify at-risk individuals for drug or substance abuse as it relates to opioid addiction. If a member or family member of an Aetna insured patient does develop an addiction, the insurance company works with rehabilitation centers to promote evidence-based approaches to combat substance use disorders. In previous years drug and alcohol rehab was a 28 day program, but this has evolved to coverage for both inpatient and outpatient substance abuse treatment.
Addiction is a disease that requires ongoing support with the guidance of a treatment facility that can help fast. In some cases a person may relapse. Relapse is not a personal or treatment failure, and relapse does not require starting over from the beginning.
Aetna’s coverage for drug and alcohol abuse will vary based on a person’s plan. However, in many cases Aetna will cover detox, inpatient, and outpatient residential treatment. Aetna offers in-network and out-of-network coverage. If a person opts for a drug and alcohol rehab treatment center that is out-of-network, they may have to pay additional costs and it may be more expensive.
Treatments for substance abuse may include inpatient residential facilities that specialize in treating many different types of addiction including: